Sunday 4 January 2015

2014 In Review

I did get a chance to finish up my bookkeeping for the year that was 2014. As I look it over it is interesting to see that things are pretty much as I had figured they would be. 

Depending on which graph I look at I paid between 23 – 27% in payroll taxes. My credit card payments were about 20% and my truck payments were 10%, with Wanda coming in at 3%. As she was only half a year and about half the payments. 

I am aware that I should consider selling Trea for some used truck, as it would make financial sense, but for now things are okay so I won’t rock the boat.

Renting my little room came in at 6% and that was for half the year. Also, as expected paying me or doing things for me was less than 1%. Groceries was 3% and interestingly enough so was my banking/credit card fees (at 3%).

I look forward to a better year ahead and to see a savings building up this time next year as well as my credit cards paid off. 

As far as the recent bout of cold weather is concerned, I am frustrated, but adjusting. I was spoiled out in Banff and I am now adjusting to the realities of this lifestyle. Thankfully Jenny did start and run for an hour and fifteen minutes yesterday after her ten day rest and being frozen to -30C. 

I awoke this morning to a house at -10 C and I didn’t get much rest. I was bundled up all fine and warm, trust me, I wore all of my warm clothes to bed, including mittens and slippers. What happened was my tank ran out in the middle of the night. I had only set the thermostat for 5 C.

So it looks like my trip to Banff used up about two tanks, or just under. I don’t regret it, as the trip and the break did me good. As I said, I just need to get used to the cold again. It will not be too cold for long, as it is warming up this week, and should stay relatively mild for some time to come. 

This cold weather will pass and the warm weather will return, as will true and real control over my life. With debt, you are tied to your job and your home. You dare not do what you feel like, because you have too many obligations. This is not truly living; this is indentured servitude with toys. 

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