Okay, so it is that time again, when I update how my progress is going on my “Grand Savings Plan!”
Before we do, however, I would like to say that I hope everyone had a good Christmas filled with love, friendship and cheer.
Okay, so let’s see how I did . . .
For review, here is how things looked from last payday . . .
And this is how things look like, after the dust settled on this payday’s budget . . .
That’s right things move up to 15.1.7% of my savings target. That means I put away 0.3% of my total Savings Target this payday.
As well, my calculated end payday was shoved forward a payday, back to July 7, 2022.
So, I guess that needs a bit of an explanation.
The long and the short of it is that this last payday was okay but I was hit with a few “end of year” expenses and other last minute costs due to my vacation.
Thus, there was less left over to put into savings. Yet I paid everything and I have not run any balances on any credit card, I am still debt free.
I am simply going to take this as a win anyways by looking at it as I did make 15% by the end of this year.
I will also console myself with the fact that I am in a much better financial position than I was a year ago. I have my two year’s worth of living expenses put aside.
I choose to look on the positive and keep looking forward. I plan to keep putting cash away and building for the future rather than look at the negative and doom and gloom.
There has been a lot of speculation and predictions of a massive economic apocalypse that is just around the corner.
I have no crystal ball, so I don’t know if one is coming next week or next century. All I do know is that I am not in a place to start my homestead yet.
I just hope that the fiscal world keeps spinning long enough for me to buy that land and start that homestead/town.
In reality, all I can do is keep working my plan and build my savings as long as I can.
And, you know . . .
As always: Keep your head up, your attitude positive, and keep moving forward!