Okay, I know that I have talked about this a lot this week, but last night I found out exactly how close that I am to being credit card debt free.
It started when I got my statement for the dreaded and dastardly Card #3 last week. I looked at it and found that my bulk payment was not on there, and so I was a little miffed as I the balance was much higher than expected.
I pushed off calling for a balance for a few reasons. The first was I was slightly afraid that the statement was right. The other was that I dreaded talking to the “Hubots” that Card #3 employs on the customer service line.
Well, call I did and found out that not only did that payment go through but also the one I made a few days ago. Well, all told that means that Card #3 is now below 2K! For the first time in a very long time it is this low.
This means that even with Card #1 and if I have bad paychecks between now and Nov 22 I am still on track to being done on that date. I will look at the positive of this and know that I can and will get this done before my 2 year anniversary.
This is a big relief to know that finally my total credit card debt is actually and really being knocked down to a manageable size. I have been stressing a bit wondering if things are actually as on track as I had hoped.
It is no secret that this journey has not gone according to plan, but I will still achieve my goal of credit card debt freedom. That is something indeed, at least to me.
We all know that it is possible that life could toss me another curve ball . . . after all, it does seem to like to do such things. While I cannot control what happens to me in life, I can control how I react to it.
Your attitude is a large factor in how you approach and react to situations. It has often been a struggle for me to keep myself positive, on this journey. What I find helpful is checking and seeing how far that I have come and what I have accomplished is one way to do this.
I for one will just roll with it and keep on keeping on, and of course . . . keep moving forward.