Monday 9 September 2019

The Homestead Fund Update

Okay, so it is that time again, when I update how my progress is going on my “Grand Savings Plan!” (to build my "Homestead Fund") 

Okay, so let’s see how I did . . . 

For review, here is how things looked from last payday . . .

That is 10.7% (of my Savings Target).

And this is how things look like, after the dust settled on this payday’s budget . . . 

That’s right things jumped up to 11.6% of my savings target. 

That means I put away 0.9% of my total Savings Target this payday.

So, this is about as close to 1% as I am expecting to get on a payday, because this 1% of my current savings target is larger than my current average paycheque.

That’s okay, because progress is progress and any step forward, however small, is still a step in the right direction. 

I have that grid and that chart up there to remind me daily of my progress and to help prevent me from getting discouraged (and quitting).

The biggest news of this payday came in the form of how much I spent on fuel for the month of August (August 7 to September 7).

I spent . . . to replace . . . all of the fuel . . . that I burned . . . within that time frame . . . a total of . . . $26.31!

Yep, that’s it, that’s all that I spent in fuel for one month. 

It is small things like that which add up to help my overall savings project. It is also the sorta game that I have made out of savings which helps.

I just know that I will keep focussed on savings as I . . . 

As always: Keep your head up, your attitude positive and keep moving forward!

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