Tuesday, 8 January 2019

Grand Savings Update!

Okay, so it is that time again, when I update how my progress is going on my “Grand Savings Plan!” 

Okay, so let’s see how I did . . . 
   

For review, here is how things looked from last payday . . .
   

That’s right, that’s 15.1% (of my savings target)

And this is how things look like, after the dust settled on this payday’s budget . . . 
   

That’s right things jumped up to 17.2% of my savings target. That means I put away 2.1% of my total Savings Target this payday.

So this means that I stole a square! This is huge, and it also means that my “Estimated Completion Date” has moved up to June 22, 2022!

This is all because there was “too much in my Holiday Pay Fund” at work. This is no surprise because that will happen when nobody wants to do your job. 

We are a small office and there is a palpable sense of dread when I am not there, (as in for weeks leading up to my vacation). 

So, since I have to work with these people, I have learned just to not go on vacations, and that my Christmas Break (when the whole office shuts down) will have to do.

The bonus of this approach is that I get to top up my paycheques when I like with however much of that fund (Holiday Pay Fund) that I like.

So, that helps keep my savings plan on track, so that is a bonus. That and I save cash by not renting a campsite for a week or two at a time.

I look at this payday as a great shift forward, because it now puts my target of 40% by the end of the year as a real possibility, even if all I do is meet all of my savings targets!

So, all in all, if I keep this up the next three and a half years will go rather quickly. 

As always: Keep your head up, your attitude positive, and keep moving forward!

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