Wednesday 27 July 2016

Back in The Black!

Due to an oddity, I actually have my next paycheque in my hands now . . . early . . . as in 12 days early. 

Why? Because my boss is going on vacation and won’t be back till after the aforementioned payday. 

Add to that that he’s not a jerk who would make us wait (yay Boss) and you have all of us with our next payday in our hot little hands even as he is away. (Talk about trust.) 

Not that this does me much good, as it is dated for the actual payday and minor trickery aside, I won’t cash it, even if I could. 

I am not due that money until that date so I will not even attempt to deposit it until that date. 

Besides, then I would have an even longer period to wait until the paycheque after that . . . and a pissed off boss (or ex-boss).

What this does allow me to do is put my budget in place for my next payday cycle, while just starting this one. 

Since I am able to budget and stick to it, I can predict to the penny what I will have left in the bank at the end of this payday cycle. 

This is a big deal when it comes to budgeting what to do and what I have to work with at the beginning of the next payday cycle. 

What this all means is that, due to the boss dipping a bit more into my well-stocked holiday pay fund, this upcoming payday is also generous. 

With a bit of scrimping, saving and budgetary magic on my part, I will be able to fully fund (back to the minimum acceptable levels) my Mid-Term Savings Account. 

This is huge, as it means that I can start to focus on paying back that IOU I have to my Long-Term Savings Account that must be paid (so sayeth the me) before the end of this year.

I will admit that I am not enthused to be back to having drivers buzz my house at +60KMH or going back to my other miserly ways.

It is good to remind myself that things are moving forward, that my situation is steadily, if incrementally. 

Again, the key to this is to have those small, achievable and measurable goals sprinkled along the path towards your larger goals. 

For no reason whatsoever, here is your sunrise shot.

As always: Keep your head up, your attitude positive, and keep moving forward!

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