Okay, so I will admit that my current fiscal plans are not going as well as I had hoped. After all, there is only so much that I can squeeze out of my budget before it gets stupid.
I am about at the wall as far as what I can plan and manage, but that’s okay, as it is all in an effort to become totally debt free, sooner rather than later.
(Don’t even start with me on “just let it happen when it will happen” . . . sit down.)
I am at the point where I am starting to contemplate how to cut back on food even more. (No, I won’t go to the food bank, as I don’t need it.)
Besides, I was taught (by life) long ago that I don’t qualify for any assistance from any charity. Somehow, or some way I fall ‘just’ outside their guidelines, or whatever.
That’s okay as that has taught me self-reliance, a lesson that I have learned well, perhaps a bit too well, but that’s a discussion for another day.
I have managed to squeak out a bit of savings for each payday and still make the budget work.
What is helping me is that the warmer weather (emphasis on “er”) is back and this means less and less running of the furnace. Which, in turn, means less propane and less generator fuel.
I am okay, and while it looks like I won’t be becoming Totally Debt Free, before my new target date (not even one payday) that is okay.
After all, I will be Totally Debt Free this year and then I switch to saving and building mode, and that is indeed fun for me.
As always: Keep your head up, your attitude positive and keep moving forward.
Have you ever heard of a guy called Dave Ramsey? He's a financial guru. Hubby and I have been following his plan for awhile now and have really become intense in paying off debt. The awesome thing is we're living in a warm stable home while we're doing it. I'm not raining on your parade at all. More power to you for freezing your buns off while you do it, but I think paying off your debt doesn't mean you have to sacrifice your life so badly that you fear hypotermia half the year.ReplyDelete