Friday 7 September 2018

The Future is Not Set

 . . . There is no paycheque, but the one in your hand. 

That statement alone should scare you, hopefully it should scare you into action to do something about your fiscal situation. 

(But that’s another rant, for another day).

Any number of things could happen to make your job go *poof* and with it that next paycheque that you were counting on. 

So, all you really have is this paycheque that you have in your hand to make your fiscal life better. 

You have a good shot at being guaranteed the next paycheque but only as far as being paid until end of business today. 

I can get so caught up in my goals and looking ahead that I have to pause to remind myself that goals are fine but those yardsticks get moved around all the time.

And that’s okay.

I need to just focus on this paycheque in my hand and deal with the realistic estimates for my next two paycheques. Whatever will come, will come, and I will deal with it.

For me, at this stage in my life and journey of fiscal improvement, taking a 10% pay cut for the next two paydays (out of the blue) is a pain in the butt, but not a disaster.

I am still able to pay my bills and function on 10 – 20% of what I take home. It is not five years ago when I would be in full panic mode over this impending fiscal disaster.

So, if I have to put a little less in my savings for the next couple of paydays, so what. My goals will still be accomplished, and I will build my savings to my goal and move on to the next phase of my life. 

It may just take a wee bit longer, again, I’ll live.

As always: Keep your head up, your attitude positive, and keep moving forward!

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