Friday 6 October 2017

Payday Update

This is the last payday before the payday that I will pay off the Wanda Loan. This means that what I do with this payday will directly affect whether or not that will happen.

This payday turned out to be marginally better than I had expected. I stress marginally, as in a smidgen better, nowhere near budgetary minimum, let alone WOO HOO territory!

I still have to hedge my bets so to speak against how bad my next paycheque will be. I can’t just fund everything and stroll merry along. 

What if the paycheque turns out to be worse than I thought? What then? Well, as a last ditch effort I will do the unthinkable before the unconscionable. 

I will take a cash advance on my credit card (the unthinkable) before pushing paying off the Wanda Loan one payday (the unconscionable).  

So, I have funded my groceries wallet with what I need to exist (including what is left in the wallet). I have been draining the wallet recently, instead of funding it back to its budget (as in: what should be in there). 

This is a tactic that I use in such cases, one measure to stretch my dollar and still live. 

I put less back into the wallet then I spent out of it, thereby saving a bit of cash. You can only do this for so long, however. Remember kids, indefinite deficit spending only works if you’re a government and we’re not.

My one treat meal a week will go on the credit card, and I won’t buy gas this payday.

I have more than enough gas to make it through, so I won’t even put the gas on the credit card. That I may do next payday, if needed; (I stress if needed).

All of this will be made right on the payday of the 7th of November when I pay the credit card off in full. After which I shall begin my Rebuilding Phase. 

So, all in all, I’m still on track to pay off the Wanda Loan come next payday!

As always: Keep your head up, your attitude positive, and keep moving forward!


  1. When I searched the blogs suddenly I saw this one and when I read it, amazing stuff out there that compelled me to comment.
    Yolasite homepage

  2. Exceptional blog you guys have conserved there, I absolutely appraise your effort.
    Wordpress blog

  3. Now this is in actual fact cooperative. It’s very openhanded of you to share this with us.
    Google Home Page

  4. Wonderful article, thanks for putting this together! This is obviously one great post. Thanks for the valuable information and insights you have so provided here.

  5. Thank you for taking the time to publish this information very useful! standard chartered personal loan - meezan car loan calculator