Friday 22 November 2019

The Anniversary of Credit Card Debt Freedom Day

It was on this day in 2015 that my first major milestone on the journey that I am still on was achieved. I don’t have to tell you that it was . . . paying off my credit cards . . . all of them.

This is the day four years ago that I eliminated all of my credit card debt, and that was a great day and a wonderful feeling. 

I remember thinking and feeling that I would never pay the credit cards off so don’t bother to dream about such nonsense. Well, I did more than dream I took action and paid them off.

It took just about two years on the journey to pay off the credit cards and I remember paying off the credit cards felt like it took the longest and was the hardest. 

This is in part because they were the first debt that I eliminated and my budget was still stuffed full of paying all of the other bills and debts that I was carrying. 

It was also the fact that the way that credit cards are structured they are the debt that keeps on taking. 

I paid back much more than I borrowed from them and it is maddening to think that the currency I borrowed was created out of thin air by the banks.

Anyways this is a happy day and another anniversary that I will take note of each year to pause and reflect on the small victories that I have achieved.

Not to gloat or brag, as that is not my style, but to remind myself that I have achieved things. 

I tell others so that they too may understand and accept that it is possible to become Totally Debt Free, and you don’t need to wait until you win the lottery.

As always: Keep your head up, your attitude positive, and keep moving forward!

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