I stand now on the threshold of an auspicious barrier, tomorrow I will stand on it, and the day after I will break it.
I am talking about the one month barrier: one month to Total Debt Freedom Day.
Tomorrow is the 22nd of September, one calendar month to the 22nd of October. It is that paycheque, the paycheque on the 22nd of October that will buy me my freedom.
Through a twist of fate October 22nd is a Sunday, and my bank branch is close on Sundays. So, I will be doing my banking on Monday the 23rd.
I could go to another branch or use a bank machine, and then call in to over the phone banking to close out the loan (I think).
I have been banking there and I want to do this in person, so I will wait a day. So this Monday will be four weeks exactly to Total Debt Freedom Day.
This is getting close and so I am being extra careful with my cash, as I literally have none to spare and may take an advance on a credit card to get this done.
(A credit card advance or other credit card charge is okay, as long as the total credit card balance is paid off come the next payday).
I would still rather not do that, so I am conserving all the cash that I can. The one thing is certain, baring a large unexpected event, I will be debt free in just over a month.
It is important to take the time to notice and recognize these milestones that we cross, as we cross them. Doing so helps keep you motivated.
As always: Keep your head up, your attitude positive, and keep moving forward!