Monday, 10 July 2017

One Step Forward, One Step Back

Okay, so I did pay my Truck Insurance up front. That means that I saved the 4% of interest that I would have paid over and above the principle amount.

I have also saved the monthly payments so my cash flow will be freed up of that payment. 

Since today is when one of those payments is scheduled to come out, technically the first of the new pay cycle, I am partially expecting them to still take the payment out. 

We shall see what happens tonight, (the payment happens at midnight). I shall hold on to the hope that the correct buttons were pushed to prevent this.

At any rate, I shall chose to look at the positive side that my truck insurance is paid in full for the next year.

The step backwards is that I have no propane running through my system because I got things halfway fixed, and need another part. 

The long and the short of it is that I had thought that the problem was the hoses that connect the propane tanks to the regulator.

So fine, I bought two new hoses with brass fittings rather than the plastic/brass fittings that were on there before. This was to ensure a better seal between the hose and the propane tank.

I got the old ones off and got one of the new hoses attached. The problem was that somehow I damaged the threads on regulator where the second hose would attach. 

So, this means I need to buy another regulator, something I may do this Friday. I am still weighing my options as I just don’t want that extra cost just yet.

I am doing okay, as I am now using my single burner “backup” stove. It uses one of the small propane bottles to burn and with it I can do what I need to do.

I can: cook, boil water, and all that good stuff. I just can’t have showers (as no hot water) nor can I run my fridge, or main stove. 

(So, I am back to Jug Showers for the time being.)

My reason for fiscal restraint is the fact that this budget was tight due to the large expenditure of the truck insurance. 

This, coupled with the fact that my next paycheque looks to be disastrously short is why I am shy to spend. This is mainly due to the limited number of days within this payperiod. 

For whatever the reason, I will likely fall a couple of hundred dollars less than my “targeted minimum” pay. (IE: The minimum amount of income that I need to make, so as to balance my budget.)

I am still surviving and still maintaining my savings targets and keeping my credit cards to a zero balance each payday. 

This will pass, I will get things fixed and I will continually move forward. After all, as of this past Saturday I am now 3 months and 2 weeks away from Total Debt Freedom.

As always: keep your head up, your attitude positive, and keep moving forward!

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