I will admit that I am focussed (you may even say obsessed) with paying off the last of my debts.
Today is Monday the 11th which means it is now officially six weeks exactly until that glorious day of freedom, known as Total Debt Freedom Day.
I am keeping focussed on that because it has been a long time coming and to me it means freedom itself.
For, once I am debt free, I am free to do what I want, as long as I can pay my current expenses . . . and that is freedom, isn’t it.
I could do any number of things like wander the earth as I try to “find myself.” I would rather stay where I am and find myself a fatter bank account thank you very much.
As I said, I could do all manner of things, but my life will not change all that much. I will get up and go to work the next day, just like any other day.
I will, however, finally be working to better myself, and the cash that I earn shall be my own. Finally, for the first time in years I will have discretionary income.
The paycheque on November 7, will be extra special, for that one will be mine and only mine, with no bills or debts to be paid with any of it.
Not one penny of that paycheque will be for this bill or that debt . . . but just for me to do with as I please. I will, of course, be building up my savings so as to prevent this from happening again.
After all, I have frozen my hiney off for the past three and a half years to pay the banks off, why not continue doing what I have been doing and finally pay myself?
I will also be dealing with a boss who shall surely freak out and try to talk me into taking on any sort of debt: house/condo/new truck . . . anything.
The thought of me being debt free seems to send a chill down his spine. (Yet another reason to press forward with my sacrilegious plan of staying debt free and building up my savings.)
I do this for me, for myself, for my sanity and yes for my future. Alone or with a family, one cannot be certain, hopeful, yes, but not certain.
One thing at a time, one paycheque at a time, is the only way to take this journey towards freedom . . . in the form of Total Debt Freedom.
As always: Keep your head up, your attitude positive, and keep moving forward!