September has started, so that means that before the end of next month, I will be Totally Debt Free.
I am focussing on the positive moment of this date in an effort to try and avoid the pessimism that has been creeping in as of late.
I will proceed with cautious optimism as I continue to save as much as I can so as to actually build up a bit of a cash cushion into my budget.
As I have said before, things have been tight and for a bit there it seemed like I wasn’t going to make it, but my super-frugal ways have helped turn that around.
I still know that I am at the mercy of the online shopping gods and that I could still suffer a dismal paycheque or two.
After all I only have 4 paydays (including the glorious one on October 22nd)before I finally become Totally Debt Free.
So this means that I don’t have the time to make up for bad paydays after the fact, I have to be prepared for them in advance.
Besides, it would be nice to have more than $20.00 to my name after becoming Totally Debt Free.
Again there is that scepticism again, but I just choose to turn this into a positive.
Going forward I will look for what could go wrong and try to enact measures to prevent or counteract those possible bad things.
One way or another, even if I suddenly become unemployed, I will be Totally Debt Free. The only thing that will change is the date that it will happen, but it will happen.
As always: Keep your head up, your attitude positive, and keep moving forward!