It is funny, that even though I intellectually know that I am 1 month and 2 weeks (plus 2 days) away from being Totally Debt Free, that I don’t really believe it.
I am still battling the doubt and cynicism that accompanies the prospect of any massive positive life change.
More specifically, the doubt and cynicism comes from having such massive positive life changes snatched away from you unexpectedly, at the last moment.
Yet, when I look back on where I was 4 years ago and how far I have come, I am hopeful for the future.
I was still spending all of my income on debt and the cost of existence. I had no savings and had no plan to eliminate debt.
On top of all that I had crushing stress that I had been living with for years (somehow) because I knew how insane and precarious my situation was.
I am on the cusp of tuning the page on debt and beginning the savings phase of my life (massive negative life change notwithstanding).
I am allowing myself to feel positive and look back on how far I have come in both fiscal position and life skills gained.
Even if I were to be suddenly unemployed today, I would still be debt free. For that goal is constant, yet it is possible that the end date may change.
That is why I will be hopeful yet wary of celebrating the day before it has come. Anything can happen between now and 1 month and 2 weeks (plus 2 days).
I am committed to my goal and hopeful about the future. (I couldn’t say either, 4 years ago).
As always: Keep your head up, your attitude positive, and keep moving forward!