So, yesterday I took my first look at the year of 2021. Sure it was partly out of a desire to get out of 2020, but also to look ahead at what might be.
I setup my budgeter for the year 2021, and I must say that it was quite encouraging to see what might happen, if I remain a good and fiscal boy.
I know from experience that the further you look into the future (planswise) the less accurate they become.
You do not know what is going to happen, and 2020 has been a stark lesson in all of that.
What you can do, is to be prudent and try to prepare for what challenges that may come.
What you can do is stick to your plan as much as possible. Stick to your principles or directives (as in my Fiscal Directives) as much as possible.
That way, with some guidance as to what to do and how you should be able to weather any storm that comes.
I will be the first to admit that 2020 has been a clusterf*ck when it comes to how my finances has gone.
I am still here and all the wiser as a result of it. I must remember another old adage that I have been reminded of lately . . .
“The rich stay rich by living like they’re poor, and the poor stay poor by living like they’re rich.” While this does not apply to everyone, it is a wise adage nonetheless.
What I do know is that: I have a plan, I’m working that plan, and the plan is working!
As always: Keep your head up, your attitude positive, and keep moving forward!