So, it is that time of year again, and with the October 22nd payperiod over my thoughts turn to the last four Paycheques of the year.
I have submitted my timesheet for my paycheque on October 22nd, and as is typical I have not only started the timesheet for my next payday (November 7th) but I have started the one for the payday after that (November 22nd).
I do this so that I have an idea as to what is coming, I like to look at the payday that I am currently in as well as the next two, simply because I want to know what is coming down the pipe.
The last four paydays are the largest because there are less taxes taken off near the end of the year.
The beginning of the year is less fun because there are more taxes taken off at that time of year.
I will be taking extra holiday pay on my cheques for the last four paydays of the year, so as to put the most I can into my savings, rather than waiting until January only to pay most of it in taxes.
I am still working on the push to get to 50% before the end of the year. This is 2020 so anything can and will derail my plans, so nothing is set in stone.
I can plan and dream all I want, but all I can do is do the best with what I have in my hand right now. All I can do is be as responsible and frugal with the payperiod that I am in.
As always: Keep your head up, your attitude positive, and keep moving forward!