The Unexpected Ding

So, there I was, checking my Banking App, as I do every morning, and there I saw it . . . the unexpected ding. Rather, the ‘Premature Ding.’

What happened was that the place where I have my mailbox at charged me (yesterday apparently) for my yearly fee.

Now, usually (or at least last year) I paid for it in person, and . . . you know . . . was asked. 

This was just dinged to my card (the whole year in advance) as per usual without at least calling me to let me know this was happening. 

Now, I am an organized guy and I had put it in the budget for the Nov 7 Pay Period, as I expected to pay for it in the store again at that time.

This is not a disaster, as I don’t run a balance on any credit card (life is simpler that way)  I will still hit 10% of my savings target this payday (on Monday) anyways.

Yet, whilst I knew that this charge was coming, and yes they do have my card on file, I wasn’t expecting this. 

Now, technically I can call my credit card company and claim fraud and have the charge reversed. 

Yet, to me, that seems like a kinda jerkish thing to do when I am going to pay it in a few weeks anyways. 

All in all, just a friendly note to those of you in retail, just ask first before dinging.

As always: Keep your head up, your attitude positive, and keep moving forward!