Wednesday, 26 December 2018

Grand Savings (And Vacation) Update

Okay, so it is that time again, when I update how my progress is going on my “Grand Savings Plan!”

Before we do, however, I would like to say that I hope everyone had a good Christmas filled with love, friendship and cheer.

Okay, so let’s see how I did . . . 
   

For review, here is how things looked from last payday . . .
   

That’s 14.8%

And this is how things look like, after the dust settled on this payday’s budget . . . 
   
 
That’s right things move up to 15.1.7% of my savings target. That means I put away 0.3% of my total Savings Target this payday.

As well, my calculated end payday was shoved forward a payday, back to July 7, 2022.

So, I guess that needs a bit of an explanation. 

The long and the short of it is that this last payday was okay but I was hit with a few “end of year” expenses and other last minute costs due to my vacation. 

Thus, there was less left over to put into savings. Yet I paid everything and I have not run any balances on any credit card, I am still debt free.

I am simply going to take this as a win anyways by looking at it as I did make 15% by the end of this year. 

I will also console myself with the fact that I am in a much better financial position than I was a year ago. I have my two year’s worth of living expenses put aside.

I choose to look on the positive and keep looking forward. I plan to keep putting cash away and building for the future rather than look at the negative and doom and gloom.

There has been a lot of speculation and predictions of a massive economic apocalypse that is just around the corner. 

I have no crystal ball, so I don’t know if one is coming next week or next century. All I do know is that I am not in a place to start my homestead yet. 

I just hope that the fiscal world keeps spinning long enough for me to buy that land and start that homestead/town. 

In reality, all I can do is keep working my plan and build my savings as long as I can. 

And, you know . . . 

As always: Keep your head up, your attitude positive, and keep moving forward!

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