Okay, so it is that time again, when I update how my progress is going on my “Grand Savings Plan!”
Okay, so let’s see how I did . . .
For review, here is how things looked from last payday . . .
And this is how things look like, after the dust settled on this payday’s budget . . .
That’s right things jumped up to 14.8% of my savings target. That means I put away 1.6% of my total Savings Target this payday.
So, this is an important payday for me for more than the fact that I am on track to put away 15% of my target before the end of the year. (I am pushing for 16%, but we will see).
You see this last payday I did in fact put away two year’s worth of living expenses and yes that figure includes a healthy contingency fund.
This is a stress reliever knowing that I have a bit of a cushion, one that I am steadily building on as I continue to work my Grand Savings Plan!
The other important thing is that you will notice that the date (the calculated completion date) moved up one payday from July 7, 2022, to June 22, 2022.
This means that I am edging closer to my goal date to complete my Grand Savings Plan of April 7, 2022.
I know that come the new year my progress will be grimly slow, due to the crushing weight of payroll taxes coming back into force and the slow sales that January usually has.
No matter what I will continue to trudge forward as I tell myself and others:
I have a plan, I am working that plan, and the plan is working.
As always: Keep your head up, your attitude positive, and keep moving forward!