Tuesday, 18 October 2016

Bashed By Budget, But Bouncing Back!

So, with me being me, after setting my goals for the foreseeable future, I revamped my budgets to make sure that I could meet them . . . my budget laughed at me (figuratively). 

I had wanted to pay my Visa off by November 7, that’s doable. Then put at least $1500.00 into my now depleted Mid-Term Savings by November 22 (also doable).

So far, so good.

Then when I looked at the fact that I was missing a paycheque that magical one between November 22 and December 7, I was in trouble.

You see, the Wanda Paydown Plan starts (come Hell or high water) on December 7 and I just can’t push that date back any further, nor will I. 

Even if I start the plan on time, who knows if I will actually make the November 7, 2017 date to pay the Wanda Loan off.

Why? You see, my original plan (which is unworkable) was to put $1500.00 per payday into savings. I just can’t do that, and exist. 

If I wasn’t paying the regular Wanda Payments, I could do that. 

So, as it is, I trudge on ahead with my revised plan in hand and see what will happen with this Wanda Loan. 

The one thing I do know is that I will have a healthy Oops Fund, and paid off credit cards. So that is something, even though I will have less than a hundred bucks in my Long-Term Savings Account, and likely won’t for a year yet.

Regardless, I have a plan, and am working it, even if I keep revising it . . . improving it, rather.

As always: keep your head up, your attitude positive and keep moving forward!

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