I now have less than a hundred bucks in my account (to the positive), so that is a good thing. I have paid my usual bills, topped up the tank in the truck.
I even put a bit of cash aside for groceries and yes a bit in my wallet for personal spends. I was happy to be able to drop $500.00 on my first credit card.
In the end this month was not a write off and it is some progress. I hope to keep my spending in check and pay more on the card next month.
I will get this going and make greater progress. It felt good to pay down a card; even if it was two months later than planned, such is life.