The one thing that this new year-long budgeter spreadsheet has done is reminded me how each payperiod is connected to the other.
What happens in one payperiod can and will have ripple effects down through the others. One moment of impulse can put a whole savings plan at risk.
I also can see that one way or another things will come together and that I will be debt free this year, mayhap a payday after I had planned, but debt free this year nonetheless.
I really don’t do much or have much of a life, but that is kinda the point of this phase, to do and spend as little as possible.
It is a very short period of time that I have to do this in order to break the chains of debt that is weighing me down.
I need to do this, for me, for my sanity and yes, for my future.
Time moves forward and you can either use that simple concept to move you towards your goals and freedom, or just ride the currents, enjoy life and go over the waterfall.
As always: Keep your head up, your attitude positive and keep moving forward!