Okay, today is payday, and so this is the day that I have been working towards. I have had a few goals that I have wanted to achieve by this payday.
The first is to fully-fund my Mid-Term Account and the second is to get myself out of my Personal Overdraft.
Things were a bit tighter than I had expected, and I had to make a few minor cutbacks, yet I have made it, I have done both of those things.
I am still moving forward, and I have much more saving to do, yet I have a slightly larger cushion than before.
Again, each payday is one step forward, and it can be frustrating to wait two weeks to take a step forward.
This is why I need to stop to take notice of what I have accomplished this payday. (Or rather, what I will accomplish, this evening, after going to the bank and running around).
I think one of my larger accomplishments was one of my earlier ones, that was the ability to leave cash in the bank and not spend it.
I used to spend with my debit card all the time on whatever I felt like. That was a steady drain on my finances and that one habit prevented me from getting anywhere.
(But I digress.)
It is good to accomplish a goal that I have had on my board for a while now (fully fund my Mid-Term Account.)
Now I will start building my Long-Term Account!
(Well, yes, but technically I will temporarily put that cash in my Mid-Term Account as the Long-Term Account doesn’t pay any interest on balances less than $5K.)
Anyway, the fact remains that this is a pivoting payday, in so far as I have accomplished one larger goal and I am working towards another one.
As always: Keep your head up, your attitude positive and keep moving forward!
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