In my typical pattern of “I don’t like to admit defeat” I took another look at my budget in the hopes of finding that missing couple of hundred dollars.
With the help of a nice “Monday rush” of sales, my estimated paycheque was pushed within theoretical distance of making that Mid-Term Savings Target.
So, I rejiggered my budget, yet making sure that I would still be able to achieve my other goals, and found a way to make this last goal: my Mid-Term Savings Target.
Again, it is tight and it is offloading a couple of small, one-time expenses onto a credit card, but again, it is not much and will be handled swiftly in the New Year.
The trick, going forward, will be to entrench my savings targets (at least until the end of April). This is so that I can, once again, break this cycle of trouble and debt.
And in so doing, finally breathe a sigh of relief.
So, as I go forward this week in the final days of this paycheque cycle for the last paycheque of this year, I will be trying to bring my budget back from the unrealistic and insane.
Yet, one way or another, I will know that I have achieved all of my goals that I have set out for myself this year.
I will keep up my mantra: Dream for the future (Land ownership), Plan for the Mid-Term, (Saving up 2 year’s worth of expenses) but work on the now (this budget cycle).
I can and will do this, because where there is a will, there is a way, and I have a strong will.
As always: Keep your head up, your attitude positive and keep moving forward!