So, the holidays are coming but so too is the end of the year. With that in mind, I am closing in on my end of year savings target for my Grand Savings Plan.
I have increased the amount that I am taking out of my Vacation Pay at work, evenly spread over the remaining three paydays.
I have left enough in there to still be able to take a week’s payday. Keep in mind that 1) I never take vacations and 2) that fund is always building a trickle each payday.
Even so, I am still going to be falling short by a small yet substantial margin. I won’t take more out of the Vacation Pay because I want to have a bit in there for . . . unscheduled time off.
Also I have to factor in that I will also make commission on my online sales, and that have not been factored in.
As well, my paycheques are always a bit larger than I estimate (by design) so there is still a chance that I will make my end of year savings target at any rate.
As I have said before, this is an arbitrary number that I picked and so even if I miss it, it is not the end of the world.
These targets help in focussing my efforts to work towards my goal of building my savings. The real target, after all, is land and home ownership, as in . . . The Homestead!
As always: Keep your head up, your attitude positive, and keep moving forward!