So, it is that time of year when I look to my goals and see if I will meet them or not. As usual I am falling a little short of hitting them this year.
So, the question arises, do I enact a super-stringent budget in order to make those targets (yes, the book buying was part of the mess that I’m in).
It is possible to squeak up to and possibly over the line to make those savings targets . . . possibly.
Yet, do I need to? Since I am talking about savings and building savings over time, is it that important to hit arbitrary deadlines that I set for myself?
It is complicated, you see, my goal for this year is to put back into my savings what I took out of it in order to do the investment I did this summer.
So, for me, this time it is personal and I do want to make this target. I want to get back to “zero” as it were; back to where I was.
It’s not as if I blew the money I took out of savings, as it was an investment, but since it is an investment it is not liquid, and therefore not cash, so it is not savings.
Since I am building my savings in order to buy a land/home and develop it into an off-grid, self-sustaining, homestead (possibly town) I need cash, as in cash I can spend.
So, we shall see what happens and how the budgets and paycheques shake out, but I will at least give it my best try to meet this year’s target.
How stringent my budgets will be to help in that effort also remains to be seen.
As always: Keep your head up, your attitude positive, and keep moving forward!