Friday 14 December 2018

Accounting Bug Quashed

Okay, so this goes back to what I keep asking myself . . . “Do I need this?” The answer, in this case, is a simple “No.”

My fiscal life is still quite simple: 

1. I get paid
2. I deposit my paycheque
3. I pay what bills have to be paid
4. I gas up
5. I fund my wallets
6. I put whatever is left over into savings
7. I spend the next two weeks trying to spend as little as possible.

That’s it, that’s my fiscal cycle in a nutshell.

So, I don’t need a fancy accounting system, as I am still in my uber-stingy mode. The difference is that instead of paying off the banks, I am building up my savings.

I am still doing what I have been doing, yet I am doing it for myself rather than the banks. 

So, all in all, while it would be nice to take a step towards the next phase of my journey, I don’t need to take that step just yet. 

After all, I still have four more years before I will be ready to start that phase of my life (lotto win or crowdfunding campaign notwithstanding).

Seriously though, I just need to keep focussed on the now as I build my future. I can do that with my current cascading spreadsheet budgeter. 

As always: Keep your head up, your attitude positive, and keep moving forward!

2 comments:

  1. so you must have a safe to keep the $$$ and i recommend a good one, its like old times without the banks and i believe it also i like to read your blog. keep it up
    and if you need safe visit my website or call me

    ReplyDelete
  2. Superbly written article, if only all bloggers offered the same content as you, the internet would be a far better place.. payroll Ottawa

    ReplyDelete