Okay, so today is payday and not only that but the day that I make a large gamble, of sorts.
I have a plan and a schedule to get my last and largest debt paid off before the end of the year.
As it stands now, it will happen sometime before the end of this year, in fact better than I had expected.
I am now about to embark on a plan whereas to pay a large lump sum down on that loan in order to shift that up a whole month.
This is to simply see if I can but also to just bring that blessed day of Total Debt Freedom that much closer.
This could also go wrong as in order to do so I am taking some cash out of my savings to make this large payment.
I am paying my savings back by taking some cash out of my vacation pay fund at work.
Boss is nice in the fact that he lets me do that, I can say “please put X amount from that fund on my paycheque, and he will do it. As long as there is cash in there of course.
I also want to leave a bit in there for actual vacation pay, but I don’t plan on taking any vacations until after Total Debt Freedom Day.
I look forward to turning the corner and working towards building up something. Of building up my cash reserve. Of working towards buying a home (debt free) for myself and my future family.
As it stands now, I am in the final push towards paying off the last of my debts that bind and enslave me.
Once it is paid off, I can relax as each passing payday will elevate my savings and take me that much further away from destitution.
I still will not say exactly when the targeted Total Debt Freedom Day is only that I am saving every last dime I can in order to make it happen even one payday sooner.
As always: Keep your head up, your attitude positive, and keep moving forward!