As I have said before, I am adjusting to these very stringent budgets that I have set for myself.
Even as I sit here on the morning of the second day after payday, I am looking forward to the next one.
My budget is set, my expenses are taken care of and everything is on track. So all is well, right? Sorta . . .
You see, I have a practice that I typically do, which is to go to Banff (or some campsite) for every long weekend.
Well, here in Alberta the next long weekend is the Family Day Long weekend from February 18 – 20.
Well that would cost me not only the camping fees but also the extra fuel to get there and back. This time, at this delicate juncture, I just don’t have it in the budget.
Thankfully, this winter, or at least this January, has not been that bad, so the need to go for a break in the mountains is not that strong.
I would still like to go, but I have other more important priorities. One is getting caught up on my Wanda Paydown Plan, and the other is building up my Mid-Term Savings.
I have a very lofty goal to accomplish this year, and for my peace of mind I need to build up my fiscal reserves, just in case that is all I have to live on.
After a year of steadily growing savings, I feel kinda naked without one. This is a balance that I need to strike between fiscal prudency and enjoyment.
I will most likely make a trip to the mountains the next Long Weekend. This one I have to skip, for the same reason I usually go . . . peace of mind.
As always: Keep your head up, your attitude positive, and keep moving forward!