It is payday so that means that it is time to do my budget for payday. To put it succinctly, this month could have gone better, financially. It could have gone worse mind you, but it could have gone better.
I will get out of January with my savings plan intact, and yes my credit cards are still maintained at a zero balance, but my persona overdraft has been cleaned out.
The main culprit was my camping trips this month, I booked three of them. One was the impromptu one I took last weekend to Banff. Then I booked the spot for The Feb long weekend. Finally I had to book the May Long Weekend now in order to get any spot at all.
I will be fine, I will get through this, and I will build up my overdraft again. The important thing to note is that I am in my own overdraft and not the bank’s.
It is important to look at the victories and the positives in all this, and just keep moving forward.